Description

Join J.P. Morgan's Corporate & Investment Bank, a global leader trusted by the world's most important corporations, governments, and institutions. As part of our RSF Analytics Team, you'll play a key role in shaping the future of residential mortgage finance.

Job summary
As an RSF Analytics Lead within the Global Securitized Products Group, you will collaborate with internal teams and external counterparties to analyze residential mortgage loans, facilitating their purchase, sale, financing, and securitization. You'll manage business relationships, mentor junior talent, and gain valuable insight into all aspects of mortgage loan transactions.

Job responsibilities

• Manage junior team members in the day-to-day analysis of residential mortgage loans using internal pricing models; consult with trading desks and partners on risk analysis.
• Estimate loss coverage levels for hypothetical securitization executions and term advance rates.
• Maintain dialogue with rating agencies regarding model treatment of various collateral types.
• Lead development of automated solutions to reduce business inefficiencies.
• Grow junior talent's knowledge of US securitizations, including differences in structure, bond sizing, and deal-specific features.
• Support business partners (trading, RSF Banking, Financing teams) with quantitative and qualitative analysis on mortgage pools and securitizations for internal and external opportunities.

Required qualifications, capabilities, and skills

• 5-7+ years of relevant experience in residential mortgages and structured finance at an investment bank, rating agency, or investment office.
• Advanced knowledge of whole loans, including residential mortgages, commercial mortgages, student loans, and/or other consumer loans.
• Experience using CAS, SQL, Intex Dealmaker, IntexCalc, and Liquidaty.
• Significant programming experience, with Python required.
• Experience with unstructured data, fixed income pricing and mathematics, and/or structuring and pricing of asset-backed bonds.
• Bachelor's degree or advanced education in quantitative fields, finance, or accounting.
• Excellent communication skills and strict attention to detail; ability to identify data and patterns that do not conform to expectations.
• Ability to work under competitive pressure, multi-task, prioritize, and manage timelines, relationships, and deliverables.

Preferred qualifications, capabilities, and skills

• Experience mentoring and developing junior talent.
• Familiarity with securitization structures and rating agency methodologies.
• Proven ability to automate and optimize business processes.
• Strong relationship management skills with internal and external stakeholders.

About Us

JPMorganChase, one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world's most prominent corporate, institutional and government clients under the J.P. Morgan and Chase brands. Our history spans over 200 years and today we are a leader in investment banking, consumer and small business banking, commercial banking, financial transaction processing and asset management.

We offer a competitive total rewards package including base salary determined based on the role, experience, skill set and location. Those in eligible roles may receive commission-based pay and/or discretionary incentive compensation, paid in the form of cash and/or forfeitable equity, awarded in recognition of individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process.

We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.

JPMorgan Chase & Co. is an Equal Opportunity Employer, including Disability/Veterans

About the Team

J.P. Morgan's Commercial & Investment Bank is a global leader across banking, markets, securities services and payments. Corporations, governments and institutions throughout the world entrust us with their business in more than 100 countries. The Commercial & Investment Bank provides strategic advice, raises capital, manages risk and extends liquidity in markets around the world.